Privacy Policy

We value your trust and respect your privacy at Dhanshree Finance.

This Privacy Policy from Dhanshree Finance explains how we collect, store, and uses your data. It's important for you to read and understand this policy. By registering on our app or using our website, web app, mobile site, or any other medium, you agree to let us use and share your personal information as described in this Privacy Policy. If you don't agree with these terms, please refrain from using or accessing our app.

Personal Information refers to any information about a person that can directly or indirectly identify them. This includes sensitive personal data or information as defined by the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 as following:

• password
• Financial details like bank account, credit card, debit card, or other payment information
• Physical, mental, and physiological health condition
• Sexual orientation
• Medical history and records
• Any information related to the above categories provided to us for service
• Any information received under these categories and processed under a lawful contract or otherwise

Sensitive personal data or information that is publicly accessible or available under the Right to Information Act 2005 is not included in this definition.

Note: Our Privacy Policy can change at any time without past notification. To make sure that you are aware of any changes, kindly review this Privacy Policy periodically. This Privacy Policy shall apply uniformly to Dhanshree Finance website, mobile site, web/desktop plugins and mobile applications hosted at www.dhanshreefinance.co.in (“App”).

In this Privacy Policy, terms such as "Dhanshree Finance," "We," "Us," and "Our" refer to Dhanshree Finance, including its affiliates and assigns. The terms "User," "You," "Your," and "Yourself" are used to address individuals using the App, whose Personal Information is collected and handled according to the guidelines outlined in this Privacy Policy.

Privacy Policy Scope and its Suitability

This Privacy Policy covers all types of personal information, whether stored digitally or on paper.

We manage data both directly and on behalf of our users.

If a user provides information about someone else, they must ensure they have that person's consent for the specified purpose.

Minors under the age of 18 should not use or access the App.

By registering on the App, you agree to this Privacy Policy. This Privacy Policy is part of and follows the terms of use that govern your access and use of the App (available at www.dhanshreefinance.co.in).

Collected Information

When you use the App, we gather and store your personal information that you provide to us. This helps us offer services and features that suit your needs, customize the App to meet your requirements, and ensure your experience is safe and convenient. We only collect the personal information necessary to achieve these goals.

Dhanshree Finance values its users' privacy and is dedicated to safeguarding it as described here. When you visit our website, you may encounter "Cookies" or similar devices used to collect data and analyze our web traffic, as well as measure the effectiveness of our promotions. Cookies are small files stored on your hard drive that help us provide services and deliver information tailored to your interests. Most cookies are session-based, meaning they are automatically deleted from your hard drive when you finish your browsing session. You can choose to decline cookies if your browser allows.

Once you create an account (register) on the App and provide us with your personal information, you are no longer anonymous to us. We will let you know which information is required and which is optional. If you can't provide the necessary information, we may not be able to give you the product or service you want.

The information we collect from you includes:

To assess your eligibility and provide you with the products/services offered on the App, we collect and process specific categories of your personal information, including:

We collect personal information such as:

• Basic details like date of birth, age, marital status, birthplace, nationality, and mother tongue.
• Contact information such as name, address, phone number, and email address.
• Government-issued identifiers like PAN and GST details.
• Financial details including bank account information, credit/debit card details, billing details, tax information, credit reports, and payroll details where applicable.
• Copies of photographs and signatures.
• Information that helps us assesses your eligibility for the services available on the App.
• Any other information required by Dhanshree Finance under specific mandates from banks, NBFCs, or as per Indian laws, regulations, rules, or statutes.

In the mobile version of the App, we may also collect additional authorization or information necessary for Dhanshree Finance to ensure a seamless mobile experience. This can include access to SMS for auto-OTP verification, and permissions for the camera, gallery, contacts, and other functionalities within the mobile application.

Sharing Information with Third Parties

Dhanshree Finance operates the App as a technology aggregator. This means we may need to disclose your information to provide you with our services, meet legal requirements, and prevent fraud or illegal activities related to our services. We do not share your Personal Information with third parties unless stated otherwise in this policy.

We may share your Personal Information if we are legally required to do so or if we believe in good faith that such disclosure is necessary to respond to subpoenas, court orders, or other legal processes.

We may share your Personal Information with law enforcement agencies, third-party rights holders, or others if we believe in good faith that it is reasonably necessary to: enforce our Terms of Use or this Privacy Policy, respond to claims of rights violations related to ads, posts, or other content, or protect the rights, property, or safety of our users or the public.

We may share your Personal Information with third parties who work for us, as long as they agree to keep it confidential as outlined in this Privacy Policy. These parties are authorized to use your information only to provide the services you request or use through the App. This could include tasks like managing cloud computing, reporting on App crashes, analyzing App usage to improve our service, and providing customer support or managing accounts./p> Data Retention

We will keep your information as long as your account is active or as necessary to provide the App services. We may also retain and use your information to meet legal requirements, resolve disputes, or for other business needs. If you cancel, deactivate, or unsubscribe your account, we are not obligated to keep your information. However, we may retain your information for up to twelve (12) months after you cancel your account to comply with the law.

Information Security

You understand the security risks involved, such as third-party interception of your transactions and account statements on the internet. This includes the possibility of your transaction details becoming known to others. You agree that Dhanshree Finance is not liable for any such incidents. The use and storage of information like credit card numbers, PINs, passwords, account details, transaction history, and balances on your device are at your own risk. Additionally, you acknowledge that not all content or communications to and from your website(s) may be encrypted by Dhanshree Finance.

Your authority in relation to responsive private data or information gathered by Us

You can withdraw your consent at any time by sending an email to us at dhanshreefinance662@gmail.com, as per the terms of this Privacy Policy. Please note that withdrawing consent will only apply to future actions and not to past actions.

You can email us at dhanshreefinance662@gmail.com to access, review, modify, or correct your sensitive personal data or withdraw your consent to provide such information. Please note, we are not responsible for the accuracy of the information you provide.
You agree that we may deny or limit your right to access, modify, or withdraw consent for sensitive personal data as required by applicable laws, law enforcement requests, or judicial proceedings.

Links to other sites

The App may provide links to third-party advertisements, websites, or electronic communication services operated by others. These links are not controlled by or affiliated with Dhanshree Finance, unless expressly specified on the App.

Dhanshree Finance is not responsible for any content you receive from third-party websites. We do not control their privacy practices, policies, or terms of use, nor do we guarantee the accuracy, integrity, or quality of their information or materials. The presence or absence of links to these websites does not imply endorsement by Dhanshree Finance. Any information you provide to these third-party websites is governed by their own privacy policies. It's advisable to review their privacy policies before using their websites.

Acknowledgements

By using the App, you agree that all applications and documents you submit become the property of Dhanshree Finance. We are not obligated to return them to you upon request.
Unauthorized access to the App violates these terms and may be illegal. You agree to access the App only through the interface provided by Dhanshree Finance.

You acknowledge and agree that this Privacy Policy:

• It's clear and easily accessible, outlining Dhanshree Finance's policies and practices regarding information security.
• Types of private or sensitive data collected.
• Purposes for collecting and using information.
• Disclosure practices.
• Implementation of reasonable security practices.
• If you have questions, contact the Grievance Officer appointed under this policy.

Dhanshree Finance
E-Mail: dhanshreefinance662@gmail.com